1. Introduction

    Welcome to Riyadex Financials (Pty) Ltd. (“the Company”, “we”, “us”, “our”).

    These Website Terms & Conditions (“Terms”) govern your access to and use of our website, online content, educational materials, market information, tools, and any other services made available through this website (collectively, the “Services”).

    By accessing or using our website, you confirm that you have read, understood, and agreed to be bound by these Terms. If you do not agree, you must stop using our website immediately.

  2. Regulatory Disclosure

    RIYADEX operates in accordance with the applicable laws and regulatory requirements of South Africa.

    We provide general financial information, market insights, and client advisory/consultation services related to the FX, CFD, and global financial markets.

    RIYADEX does not act as a counterparty, does not operate as a liquidity provider, and does not execute trades directly.

    Trading services and account execution are always performed by third-party regulated brokers or financial institutions with whom the client chooses to engage.

  3. Eligibility to Use the Website

    By using this Website, you confirm that:

    • You are at least 18 years old.
    • You are legally capable of entering into binding agreements.
    • Your access to this Website is not prohibited by any law or regulation applicable in your jurisdiction.

    We reserve the right to restrict access from jurisdictions where use of our Website or Services would be unlawful.

  4. Nature of Services

    RIYADEX provides:

    • General market information and financial insights.
    • Educational content related to FX, CFDs, commodities, indices, and global markets.
    • Client consultation services.
    • Introductory services to regulated third-party financial institutions.
    • Non-advisory guidance on financial markets.

    We do not:

    • Execute or clear trades.
    • Hold client funds.
    • Provide portfolio management or discretionary trading.
    • Provide personal investment advice or individualized recommendations.
    • Guarantee profitability or future performance.
  5. No Investment Advice

    All information on this Website—including analysis, insights, market commentary, videos, signals, or educational material—is general in nature and not tailored to your personal financial situation.

    Nothing published by RIYADEX should be interpreted as:

    • A personal recommendation
    • An inducement to buy or sell any financial product
    • A guarantee of trading outcomes
    • A substitute for independent financial advice

    Users should always evaluate their individual financial situation and seek independent professional advice when needed.

  6. Risk Disclosure

    Trading leveraged financial products such as Forex and CFDs carries significant risk.

    You acknowledge and agree that:

    • FX/CFD trading is highly speculative and may result in partial or total loss of capital.
    • Past performance is not indicative of future results.
    • Market conditions can change rapidly and without warning.
    • Educational or informational material does not reduce risk.
    • You trade entirely at your own risk with any third-party broker.

    RIYADEX is not responsible for trading losses incurred by users on external platforms.

  7. Third-Party Brokers & External Platforms

    RIYADEX may provide introductions to third-party regulated brokers or platforms.

    By engaging with such third parties, you acknowledge that:

    • They operate independently from RIYADEX.
    • RIYADEX is not responsible for the execution of trades, pricing, deposit/withdrawal processes, account approval, or customer support of external brokers.
    • Your relationship with third-party brokers is subject to their own terms, policies, and regulatory obligations.

    RIYADEX bears no liability for actions, omissions, or system failures of third-party service providers.

  8. User Responsibilities

    You agree not to:

    • Misuse our website or Services.
    • Attempt unauthorized access to any part of the Website or servers.
    • Use automated systems, bots, or scraping tools without permission.
    • Engage in any unlawful, abusive, fraudulent, or harmful activity.

    You must ensure that the information you provide is accurate, complete, and up to date.

  9. Intellectual Property

    All content on this Website—including text, graphics, videos, logos, tools, and data—is the exclusive property of RIYADEX and protected by intellectual-property laws.

    You may not:

    • Copy
    • Reproduce
    • Distribute
    • Modify
    • Republish

    any part of the Website without our prior written consent.

  10. Accuracy of Information

    While we strive to provide accurate and updated information:

    • Market data may contain errors, delays, or inaccuracies.
    • We do not guarantee completeness, correctness, or timeliness of information.
    • We are not liable for losses arising from reliance on Website content.
  11. Limitation of Liability

    To the maximum extent permitted by law:

    • RIYADEX shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Website, including trading losses, server failures, errors in market information, or actions of third-party brokers.

    You agree to use our Website and Services at your own risk.

  12. Indemnification

    You agree to indemnify and hold RIYADEX harmless from any claims, losses, or expenses arising from:

    • Your use or misuse of the Website
    • Violation of these Terms
    • Interaction with third-party brokers
    • Breach of applicable laws
  13. Privacy Policy

    Your personal information is handled in accordance with our Privacy Policy, which is an integral part of these Terms.

    By using the Website, you consent to the collection and use of your data as outlined in the Privacy Policy.

  14. Cookies

    Our website uses cookies to enhance user experience and collect analytical data.

    By using our website, you accept the use of cookies in accordance with our Cookie Policy.

  15. Website Availability

    We strive for uninterrupted access but do not guarantee:

    • Continuous website availability
    • Error-free operation
    • Protection against malware, cyberattacks, or system failures

    Temporary interruptions may occur due to maintenance or external factors beyond our control.

  16. Updates and Changes

    RIYADEX may modify, update, or replace these Terms at any time.

    Changes become effective upon posting to the Website.

    Your continued use of the Website constitutes acceptance of updated Terms.

  17. Termination of Access

    We reserve the right to:

    • Terminate or suspend your access to the Website
    • Refuse service
    • Block access from certain regions or IP addresses

    without prior notice.

  18. Governing Law & Jurisdiction

    These Terms are governed by the laws of South Africa.

    Any disputes shall be subject to the exclusive jurisdiction of the courts of South Africa.

  19. Contact Information

    If you have questions regarding these Terms, please contact:

    RIYADEX

    Email: [email protected]

    Phone: +1 758 572 8102

    Address: 1 Edgemere Road Elfindale Capetown Western Cape 7945, South Africa.